Asset allocation

The Behavioural risk score is mapped to a representative tactical asset allocation model consisting of cash, bonds, and equity indices.  We build, in conjunction with our investment consultant partner, optimised portfolios for short, medium and long-term holding periods.

We map each BRS value against the appropriate portfolio based on a series of risk metrics, inclusive of annualised volatility, maximum drawdown, and value at risk for 95% and 99% confidence levels.  We illustrate for each portfolio target returns, and maximum and minimum simulated returns.

You can adjust the BRS score that this data is based on by using the left hand BRS slider.

Each portfolio is reviewed bi-annually by our consultant utilising index data sourced from Morningstar and Bloomberg to ensure the right risk parameters are assigned. The BRS, representing as it does a subjects holistic risk tolerance and range, has been mapped to xx asset classes.